California Mobile Home, Manufactured Home and Modular Home Lending that works.

Factory built finance by a mortgage company that knows and wants your manufactured home loan. Our clients need loans that work on the ground, not just on paper. Learn more at

We offer the most comprehensive group of loan products for mobile homes and manufactured homes in California. Our entire group of services is built around manufactured home finance. We started with a simple "In Park" land lease loan and have expanded our portfolio into a group of loans that fit the market we're in.

Available financing drives all markets; even cash markets.

"In Park" Mobile Home and Manufactured Home Loans

We've been a long time provider of "In Park" loans and know how the California market works. Loan programs for homes built 1970 and newer.  A credit and "less than perfect" credit options. Our retail loan options are perfect for replacing an old mobile home. 

Conventional and Government Loans for Manufactured Homes on Land

While many mortgage companies shy away from manufactured home lending or have restrictive overlays, we provide Fannie Mae, FHA and VA options for HUD Code homes on permanent foundations. We also offer the same products in approved manufactured home condominium communities. 

Pre-HUD and Non Conforming Loans for Mobile Homes and Manufactured Homes on land.

Our Non-Conforming Land Home loan provides financing for old mobile homes on land that still have California value. Non permanent foundation, Pre-HUD construction and other alternate land owned available, including non-conforming PUD and Condo HOAs.

One Time Construction Loan

New manufactured home and land loans. Perfect for replacing old mobile homes on land. Use your land equity and new home purchase plus construction into an easy to qualify for FHA loan. 

MH Loans California is owned and operated by Compadre Brokers CA BRE-0203737 NMLS 1639615. Broker R. Manning CA-BRE 01957928 NMLS 1007484